I don't know what you mean by 'touching cloth'.
Mmmmm, c'mon, no one is that sheltered in life!
I mean by turtles neck, you were scared to the point you could of followed through easily... the touching cloth bit is about how far your turtle stuck his neck out... Think about it...
I was going to add & how many points did he score, but that was taking it abit too far...
Heating, Bills its a non-ending cycle for me, as soon as I get one supplier sorted out, another tries to stiff me. I am fed up of it, I tell you. Energy suppliers, water, food & retail in general all charge too much for the product.
Do you ever have the feeling that your being watched?