Debeat of the week ( 28th Augest)

[Forth Bridges]

BUT IF YUO CAN:T YOU are allowed it

REMEMBER there alot of people who can;t even do this!

[salsa]

Idon't understand why anyone couldn't afford to save up for something if they are working. Yes, people are on low incomes, but if they are they can claim tax credits.

Even when myself and my boyf were living only on my wage last year we managed to save a little every month towards a house for the future. Okay it wasn't much but we did it.

[Forth Bridges]

but some flok are claim Tax credit!

ther people on the LOwest line of soictay can;t EVEN affroed to live!

[salsa]

But why can't they?

I don't think tax credits are a bad thing, except they aren't worked out correctly.

for example. My boyf pays maintenance through the CSA for his kids. But, we cannot claim WTC because he doesn't have the children reside with him. Therefore, we are put in a poor financial position because of this.

Where as, his ex partner claims WTC, but this only goes on her wages, so she has x number of £ in her bank which isn't taken into account which should. Simply because it increases her income.

For us, this doesn't matter so much, but, for other people it could put them in a nasty situation.

[Forth Bridges]

CSA all of us agree - crap

you don;t; seem to understand How can you SAVE money if you don;t even have Enough to live on> I;m taking about the 10% of peopel in this UK who are below th eproverty line!

the tax credi not all people are allowed.

[oldspice]

I agree that people should be able to claim unemployment benefit and other essential benefits but I am not sure about being given handouts for deposits on flats and houses. I think this has arisen because of the lack of council housing that would otherwise have been offered to hard-up people unable to afford private rents. In that sense i suppose it is justified but I can't help thinking back and remembering how I had to struggle without parental or social serives support - and I was working then.

[salsa]

You are only allowed tax credits if you are below a certain income level. Oh, and over 25 with no children. Or anyone with children.

I think the majority of people below the poverty line are actually pensioners because their pensions didn't take into account the rises in inflation we have had previously.

End of the day if you are poor there are ways out of it. Work more, get a better paid job, or spend less. Life is tough, and everyone has to do this to get the things they want in life.

[Forth Bridges]

I;m sorry you don;t vote labour did you?

You go to glasgow, you to Birngham
you visit same of the

thoses peopel WHo are on/ belwo thje povery line, who woudl like ot work CAN:T there Are no jobS my area FIFE NO JOBS you say all teh CRAp you want! ther NONE Glasgow NONE so there told to get of ther back side and look LOOK WHERE! ther NONE SIMPLEY but of cousre you come with som Arugment there shoudl LOOOK HARDER!

OH Im so SORRY I;m spending to much trying to look after my kids, and trying to proivde for my famly, But I not working hard enough, adn saving 
WHAT CRAP

ONCE AGAIN I saying Ilm taking about those flok BELOW the proavaly Line

Yes shop and by Much cheap sh*t food to cut our spending althourgh the food is ful of rubbsih!

it people liek you you realy DON:T KNOW WHA T I TLIKE! you have yto good you think you had it BAD you seen noty YET!"

[Forth Bridges]

I agree that people should be able to claim unemployment benefit and other essential benefits but I am not sure about being given handouts for deposits on flats and houses. I think this has arisen because of the lack of council housing that would otherwise have been offered to hard-up people unable to afford private rents. In that sense i suppose it is justified but I can't help thinking back and remembering how I had to struggle without parental or social serives support - and I was working then.

YOU have to PAY THEM BACK!

it called a Crisis loan...  or bugeting loan

the LOAN BEEN THE MAIN WORD  it not free money

[oldspice]

I agree with Salsa that the majority of people below the poverty line are pensioners. This government has done more than any other to raise the level of benefits and it has introduced the minumum wage. Yes, there are areas where jobs are hard to find but compared with the late 70s and early 80s, when unemployment was over three million, things are much better.

[smurfboy]

Work more, get a better paid job

Yeah! And why not get one that gives you free healthcare and accommodation too? And pop out to the money tree and pick a few notes?

[Forth Bridges]

I agree with Salsa that the majority of people below the poverty line are pensioners. This government has done more than any other to raise the level of benefits and it has introduced the minumum wage. Yes, there are areas where jobs are hard to find but compared with the late 70s and early 80s, when unemployment was over three million, things are much better.

1st if this goverment has done that how can there still be a majourty of people in provatry be oap?


2nd there place stil hard hi by th late 70's -0 80s

strathcldye is one of thoses areas
I know ther proatray - Mr G brown - OUr chancler comes fomr one of thoses area, it cowdenbeath, ballingry, Roysth, Kikcadly
62305838959.8170601852

[salsa]

Firstly, I don't vote labour. I actually disagree with many of the policies they have in place.

However, I disagree there are no jobs. What there is are no jobs said person is willing to do.

The reason that OAP's are on the poverty line is because they lived in an age when the state pension covered your needs. These days inflation has risen and the pension hasn't kept up. Therefore these people are much worse of than they have ever been.

The things which hit all low income families are rises in prices of essentials such as gas and electric. However, the other thing which effects families is the fact that our expectations are so much higher. When I was little we walked virtually everywhere as we were a one car family and if my dad was at work we couldn't go out unless we got there on foot. If we didn't go there on foot we caught a bus. These days people 'need' a car. But they come at a price.

At the end of the day only you can control your own destiny. If you choose to accept the status quo then you have to live with the consequences. However, if you don't want to want to live with the status quo you do what you have to to drag yourself out of the poverty trap.

As for the food comment, you can eat cheaply, you just have to be clever about it. On saturday we went to the market to buy our fruit. We paid £4.20 and we had a pineapple, a melon, a big bag of oranges, 4 plumcots, 6 kiwi fruit, a bundle of banana's, a box of english strawberries, 10 apples and a lemon and a lime. Now, an hour later we went to the supermarket to get some bits and the pineapples there were £1.85 and the melons were £1.45. We buy our meat from a butcher, we get steak mince which is £3.00 for 4lb. It is freshly minced before our eyes so we know we aren't getting all the crap. This is cheaper than anything you buy from the supermarket and okay it takes a bit of organisation but bollocks, its worth it.

I can feed 2 of us ( including cooking meals for my mum and sis once a weekish) on £25 easily. This also includes treats like ice cream and chocolate.

[salsa]

Work more, get a better paid job

Yeah! And why not get one that gives you free healthcare and accommodation too? And pop out to the money tree and pick a few notes?

Hey, thats almost called the armed forces ( without the money tree)

It's all those workshy beatniks that are the problem, eh 623?